Unless you've been living under a rock, you've heard about the Coronavirus pandemic that's happening around the world. The effects of the virus have left military families scrambling, and not for reasons you think. With military moves being stopped, schools shut down, and redeployments halted, families are struggling to figure out a plan to prevail through yet another disaster.
Do you have an emergency financial plan in place for your family?
Having emergency funds for your family in times like this is crucial. Going forward, use these financial tips to help your family thrive during hard times.
- Have three months worth of expenses saved if possible.
- Have adequate insurance (travel, personal property, auto, renters, and home).
- Save a small amount of cash every month (Separate from your normal savings).
Do you have an emergency childcare plan?
With the rising number of schools and daycare centers shutting down, having an emergency plan for your children is essential. After reading that most military families don't have someone they can ask a favor, finding your village is now more important than ever. Because we assume our school-aged children would spend most of their days at school, we don't really prepare for this not to be the case. Now, we have to prepare. Here are a few tips to keep your kids safe and entertained.
- Have a list of drop-in childcare facilities or babysitters near your home.
- Have written childcare instructions in your home for an emergency babysitter.
- Sign up for a free online school subscription. Cato.org has an extensive list of online schooling options.
Do you have enough household products in case of emergency?
Many military families live paycheck to paycheck. Having a surplus of food and household items may not be an option. However, there are things you should always keep in your home in case of emergency, or in this case, quarantine.
- Always keep one weeks worth of basic living essentials in your home.
- Have a small supply of ready to eat foods on hand.
- Don't forget baby formula & pet food. Many people overlook these items when preparing for a disaster.
Does your family have exceptional medical needs?
If you have an exceptional family member or members that requires medication, having necessary medical supplies can mean the difference between life or death.
- Have a pre-written medical emergency sheet easily accessible
- Contact your doctor for medication refills, if you are close to running out.
- Have basic medical supplies on hand (cold medicine, bandages, pain relievers).
Being prepared eases the stress of any emergency, especially one that doesn't have an immediate end in sight. Visit Ready.gov to learn more about how you can prepare your family for an unexpected emergency. Better to be safe, than sorry.
Also, check CDC.com for the most accurate up-to-date information.